Compensation for Loss of Self-Sufficiency
If you normally perform these tasks yourself and can no longer do so as a result of the accident, you can hire professionals. You can then submit the paid invoices for these tasks to the liable insurer. Alternatively, the damages can be calculated abstractly. This means that actual invoices are not considered, but an estimate is made. The advantage of this is that you can also have the work performed by friends or family members, and the calculation is simpler.
The Personal Injury Council has drawn up guidelines for the abstract calculation of the loss of self-sufficiency damage item. This is laid down in the self-sufficiency guideline. Letselschadevordering.nl has developed a useful tool to calculate self-sufficiency based on this guideline.
In addition to the actual damages suffered, a personal injury victim is entitled to reimbursement of legal assistance costs. The victim can therefore engage a personal injury lawyer at the expense of the liable insurer. The personal injury lawyer can:
- estimate and calculate the damages
- resolve legal disputes
- engage experts to estimate damages (e.g., loss of self-sufficiency and household help)
- engage a medical advisor to medically demonstrate the causal link between the complaints and the accident
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